Finding a prescription drug plan can be difficult because each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different “tiers” on their formularies. Drugs in each tier have a different cost. This calculator, provided by the government, allows you to input your current medications and then immediately see a list of available plans in your area. It shows you all of the costs associated with each plan and how to enroll or directly contact the plan provider with further questions.
Provided by the Social Security Administration (SSA), this calculator allows you to estimate your future Social Security benefits based on your current and projected earnings. Though it’s only an estimate, this tool can tell you exactly what the effects on your benefits will be of, for example, cutting back on your work hours or even postponing your retirement.
Life insurance is generally a part of every estate plan. If you have loved ones who count on you to care for them, you should carry life insurance. But, how much do you need? By answering a few simple questions about yourself, this calculator will provide you with an estimate of how much life insurance coverage would be best for your situation.
A reverse mortgage is a unique FHA-Insured loan that enables homeowners (62+) to convert part of the equity in their homes into cash without having to sell the home, give up title, or take on a new monthly mortgage payment. Reverse mortgages can be used to pay off existing mortgages to improve monthly cash flow, supplement other retirement incomes, or put in a line of credit and used at a future time for a variety of needs.
Elder law is an area of law that focuses on the legal needs of the senior population. These needs generally include retirement planning, life insurance, long-term care, medical costs, and estate planning. This website offers an abundance of state specific information and answers to the most frequently asked questions pertaining to elder law. For more information, click here..
A professional Geriatric Care Manager (GCM) is a health and human services specialist who helps families who are caring for older relatives. We often refer to GCM’s as the “quarterback” of the planning process. They can be especially useful in situations where families do not live in the same geographical area. This website helps you to locate qualified GCM’s anywhere in the country. For more information, click here.
The purpose of this coalition is to assist individuals to stay in their residence no matter what the developments in their lives may be, taking care of a spouse or partner, planning finances, making home modifications, providing useful equipment and tools for you to remain comfortable and to find solutions for any inconvenience or problem you may confront. For more information, click here.
This is the link to the official U.S. government site for Medicare information. For more information, click here.
This is the link to the official U.S. government site for the United States Department of Veterans Affairs. For more information, click here.
This is a link to the National Reverse Mortgage Lenders Association. A government sponsored site that provides useful information on the topic of reverse mortgages. For information on a reverse mortgage in South Carolina, click here.